Wednesday, July 12, 2017

ObamaCare, RyanCare, McConnellCare

First we have Obamacare, which is the law of the land, and will remain so unless Republicans get their act together.  Obamacare has doubled and tripled people's health insurance premiums, saddled them with $6000 co pays or deductibles,  cut workers hours from 40 down to 30 a week, and determined that small businesses stay small to avoid the killer costs that come when the 50th employee is employed.  Obamacare offers government handouts to some people sometimes.  How much and who is eligible is up to federal bureaucrats, who have 10,000 pages of Obamacare law in which to find words to justify what they want to do.  Which means the bureaucrats can do what ever they want to do.  And Obamacare tries to tax the healthcare industry to pay for healthcare; which doesn't work.  And the health insurance companies, after loosing barrels of money on Obamacare policies, are refusing to write new ones.
   Then we have a House bill to change some things.  It passed the House, just barely. Just what it does is unknown to me, although it is hard to imagine it being worse than Obamacare. 
   And the Senate is working on its own version of reform.  We don't know much about it, and Senate Leader McConnell has not been able to get the Republicans on board with it.  At a guess the Senate bill will be similar to the House bill, but since we don't know much about the House bill, that doesn't tell us voters much.  
   We voters elected Trump and the Republicans to fix Obamacare.  We don't understand just how that might happen, but we know we want the ridiculous co-pays to go away, and the premiums come back down to where they were before Obamacare.  And we want to have at least two health insurance companies competing for our business.  And we want to be able to buy "hospitalization only" insurance because it used to only cost $3000 a year whereas Obamacare's cover- everything policies cost four times as much.  A lot of people who are in good health, and have a little money in the checking account, like the idea of insurance only for the big expensive stuff, and pay the ordinary stuff out of pocket. 
   If the Republicans cannot get their act together, we voters will throw the bums out in 2018 and elect Democrats.  If the Republicans (the stupid party) does not understand that, good riddance. 

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