Thoughts for new College Freshmen

College is expensive, thanks to plentiful government loan money.  You can go into hock for as much as $200,000 for four years of college.  That's new house money.  And you are stuck with it forever, bankruptcy won't get you  out of it.  To pay it off in 10 years, you have to come up with better than $20,000 a year, for ten years. 
    And all that money only pays off for you if you finish college and graduate.  If you give up or flunk out, you still owe all the money but  it won't get you a job.
    So, think real hard.  Do you have the stick-to-itness to get thru college and graduate?  Do you like academic work, writing papers, doing research,  listening to lectures, doing homework?  A lotta people do, and a lotta people don't.  Where do you stand?  Your odds of graduating are much better if you like academic work.  If you don't like academic work, you may not make it.  
   If you have some doubts about academic work, think about doing something besides going to school for a while.  Join the armed services, take a job, travel, do a winter ski bumming, hike the Appalachian trail, anything.  You been sitting in classrooms since kindergarten, and you may be just plain tired of school by now.  A year or two doing something else will do wonders for your attitude. 
   Do you like working with your hands more than you like paper pushing?   A lot of skilled trades jobs pay as well as the average white collar job, don't require college, get you out of doors, and can be very satisfying.  Think about getting into welding, electronics, heavy equipment operator, lineman, machinist, construction, truck driver, logger, fish and game warden, fireman, lots of other things. 
   When you start college, you really need to know what you want to do to make a living after graduation.  And pick your college major to make you employable in your chosen field.  This is a big decision, but you have to make it, by Christmas time freshman year at the latest.  Talk to friends, family, anyone you trust, do some reading about the field.  Then pick your major with an eye to making yourself employable.  Colleges offer all sorts of interesting majors, many of which are totally worthless when it comes to finding a job.  Gender studies, Ethnic Studies, anything with "Studies" in its name, sociology, anthropology, art history, under water basket weaving, all are worthless unless you are independently wealthy and don't need a job after you graduate.